Июль 2008

Jackson Hole Homes/Real Estate

Pristine lakes reflect the soaring summits of the Tetons while moose and other wildlife emerge for a snack of fresh wildflowers.  This scene greets Jackson Hole home owners every day as they enjoy the luxurious surroundings of one of nature’s most exquisite spectacles.  But don’t let the Wild West atmosphere fool you, Jackson Hole residents relish their thriving arts scene with over 30 galleries scattered throughout the town and enough restaurants to keep you satisfied every night of the week.  
This Wyoming enclave caters to the ski community’s elite as well as educated luxury homes investors who have enjoyed tremendous success with the local market’s upsurge in recent years.   Nearby Jenny Lake is a sight to behold with mirror-like surfaces and uncommon stillness produced by the serene valley below.  
Wildlife flock to this area and create once in a lifetime photographic opportunities for photography hobbyists.  Residents become acquainted with local wildlife as they become an integral part of the rich experience that Jackson Hole has to offer its visitors.  From bison to elk to moose, this protected area is one of the last enclaves of wilderness left for these majestic species.
The nearby National Elk Refuge is a popular attraction for families who enjoying evening sleigh rides among over 10,000 wild elk roaming the plains.  For the adventurous spirit, visitors will love Lewis and Clark style river expeditions that will expand your appreciation for the wonder of nature’s local bounty.  
Of course, skiing is the most popular activity in this world class resort town.  With craggy cliffs that strike fear in the heart of expert downhill skiers as well as gentler climes to offer, Jackson Hole draws gawkers from all over the world to its powdery slopes.  Snowmobiling, cross country skiing and racing are also available for the winter sports enthusiast and the mountain is rapidly becoming known for producing top notch athletic talents.
Rustic home cooking includes BBQ made fireside on nightly sleigh rides while more discerning diners will enjoy the gourmet food of Jackson Hole’s downtown eateries.  The Jackson Hole wine auction also promises to be an exciting experience as local residents vie for coveted bottle with which to fill their cellars.  The arts scene is also bolstered by the Jackson Hole symphony orchestra whose in demand performances often enjoy sold out audiences.  The raucous nightlife that pervades Jackson Hole ensures that excitement is just around corner no matter what the hour.  If you’re looking for adventure and a landscape like no other, explore Jackson Hole’s wealth of experiences today.

Lasik eye surgery – pros and cons

One of the most recent developments in eyes treatment is lasik eye surgery, which has the ability to cure a number of vision related problems in the patient. Beverly Hills Lasik treatment is famous for treating people with problems of far sight, near sight and astigmatism. Just like any other treatment, Lasik technology also has its pros and cons that contribute to the surgery. The most appropriate way to benefit from the lasik treatment would be to gain sufficient knowledge about the treatment, its advantages and disadvantages before choosing it.

The best feature of the lasik eye correction treatment is its fast recovery and ability to give immediate results. With lasik treatment at the laser center, it is possible to improve the patient’s eye by almost 85% within a single day of the treatment. This painless activity can be performed within few minutes. Compared to other surgeries available lasik treatment has the highest rate of success and maximum number of happy patients. It is also possible to perform the surgery on both eyes on the same day by maintaining just a little time gap between the two procedures.

There are many other advantages associated with the Beverly hills lasik treatment that sets it apart from others. With lasik eye surgery, it is possible to reduce the risk of corneal flap difficulties. As the flap in the cornea is created using laser, the chances of complications are reduced largely. Another advantage of using laser therapy at laser center is its precise correction. The laser is capable of cutting the corneal layer with greater precision and hence allows the eye specialist to make better flaps, which is correct in size and depth. The pros of the eye surgery are many which make it a good treatment for most of the people seeking help with eye problems.

Along with the advantages, there are some disadvantages also associated with the treatment at the laser visioncenter. Risks of laser eye surgery include infection, inflammation, regression of effect, dry eyes, and night vision problems such as glare, double vision and halos.

Though lasik surgery is a good treatment for eyes but it is possible that the effectiveness of the treatment may reduce especially for people with far sight. Another problem related to the treatment is its successful completion. The success of the procedure is dependent on  the surgeon and the proper surgery performed by him. Other issues associated with lasik eye correction surgery may include imperfect corneal flaps and surgical disorders such as infection or inflammation. The procedure cannot be performed on people below the age of 18.

Lasik technology has both the positive and negative aspects attached to it. The best way to know about the treatment is to consult a Beverly Hills laser vision surgeon who would conduct tests and diagnose the correct problem to identify if the Beverly Hills lasik is right for the individual or not. Above all, it is a reliable and a safe surgery that can cure a number of problems.

One of the most recent developments in eyes treatment is lasik eye surgery, which has the ability to cure a number of vision related problems in the patient. Beverly Hills Lasik treatment is famous for treating people with problems of far sight, near sight and astigmatism. Just like any other treatment, Lasik technology also has its pros and cons that contribute to the surgery. The most appropriate way to benefit from the lasik treatment would be to gain sufficient knowledge about the treatment, its advantages and disadvantages before choosing it.

The best feature of the lasik eye correction treatment is its fast recovery and ability to give immediate results. With lasik treatment at the laser center, it is possible to improve the patient’s eye by almost 85% within a single day of the treatment. This painless activity can be performed within few minutes. Compared to other surgeries available lasik treatment has the highest rate of success and maximum number of happy patients. It is also possible to perform the surgery on both eyes on the same day by maintaining just a little time gap between the two procedures.

There are many other advantages associated with the Beverly hills lasik treatment that sets it apart from others. With lasik eye surgery, it is possible to reduce the risk of corneal flap difficulties. As the flap in the cornea is created using laser, the chances of complications are reduced largely. Another advantage of using laser therapy at laser center is its precise correction. The laser is capable of cutting the corneal layer with greater precision and hence allows the eye specialist to make better flaps, which is correct in size and depth. The pros of the eye surgery are many which make it a good treatment for most of the people seeking help with eye problems.

Along with the advantages, there are some disadvantages also associated with the treatment at the laser visioncenter. Risks of laser eye surgery include infection, inflammation, regression of effect, dry eyes, and night vision problems such as glare, double vision and halos.

Though lasik surgery is a good treatment for eyes but it is possible that the effectiveness of the treatment may reduce especially for people with far sight. Another problem related to the treatment is its successful completion. The success of the procedure is dependent on  the surgeon and the proper surgery performed by him. Other issues associated with lasik eye correction surgery may include imperfect corneal flaps and surgical disorders such as infection or inflammation. The procedure cannot be performed on people below the age of 18.

Lasik technology has both the positive and negative aspects attached to it. The best way to know about the treatment is to consult a Beverly Hills laser vision surgeon who would conduct tests and diagnose the correct problem to identify if the Beverly Hills lasik is right for the individual or not. Above all, it is a reliable and a safe surgery that can cure a number of problems.

Keeping Your Small Business Going by Avoiding Financial Crises

Having a superb product, soaring sales and stupendous customer service are undoubtedly some of the things which go into making a successful business. But all of this is irrelevant if you suffer a financial crisis. Without a sound stable financial position the slightest shock can be enough to send your business crashing to the ground.

So what can you do to ensure that all your hard work is not in vain? What can you do to make sure that a financial crisis doesn’t rock the boat or even sink it? Let’s take a look at what can cause these jolts and, more importantly, what you can do about it.
Poor Record Keeping and Administration

Business owners are usually not good record or bookkeepers! People who start businesses are the ones who have great ideas, see a gap in the market or have the personality to sell anything. They are not people who jump out of bed in the morning and say «Great, it’s a VAT and paperwork day today!»

If you are to keep your business on the straight and narrow then you have to accept that there are going to days like this; you can’t avoid it. You must keep records of your sales, your purchases, how much you have, how much raw material or finished goods you hold.

Without these records you will very quickly lose track of where you are. You won’t know:

•    What you have spent your money on

•    You won’t know where your cash is going

•    You won’t know where all your stock is — has someone stolen it? Who knows?
You are effectively working in the dark and this is not conducive to financial stability. So what sort of records are we talking about? Nothing sophisticated. It can be as simple as a book with one page for your income and another for your expenditure. At least once a month total it all up to see how money you have made (I hope!). There’s a saying. ‘The people who keep records are the people who break records’ — so true.

Not Watching Your Bank Balance

Do you know exactly what your bank balance is today? Why is it important? Because if you are going to write a cheque you must know whether you have the money on your account. If you don’t that nasty Bank Manager may just bounce it.

Obviously this can have a negative effect on your reputation; your credit will be damaged and you may struggle to get support from your Bank and suppliers in the future. All because you didn’t check what your balance was.

To avoid this make sure you keep a running total in a cash book of what you have on your account. Why not sign up for Internet Banking? These days all the High Street Banks make this facility available, so there is no excuse for losing track of where you stand.

Poor Cash and Credit Management

Closely linked to keeping an eye on your Bank balance is how you handle your cash flow. There are 3 aspects to this.

1.    Don’t be tempted to keep too much at your home or on your business premises. You could lose it to thieves, fire or flood
2.    If you are doing ‘business-to-business’ sales then you may be faced with having to sell on credit. If so then be disciplined in chasing up any outstanding payments. You can’t afford to be embarrassed about asking for a cheque. If you have agreed 1 month credit, why wait for 3 months? Chase as hard as you can because remember you have your own debts to pay!

3.      You may be lucky to have a period of credit granted by the people you buy from. If they give you one month’s credit, then stick to it. If you decide to hold onto your bills before paying you may be faced with a Solicitor’s letter. Don’t ignore the problem and hope the phone calls will go away  — they won’t!
No Cost Controls

To keep yourself in a strong financial position shop around for purchases you have to make. Compare prices and specifications. Have an upper limit beyond which you will not pay. Always be on the lookout for a good deal.
Spending On the Wrong Things

Running your own business can be a very powerful feeling! You may be tempted to spend on anything but the business — a new car, flash clothes, a new kitchen. Well, you have to look the part don’t you??

During the early years and even when you are established make sure you spend your hard earned cash on the right things. The trappings of success may not be right at this stage of your business life. Your business, in order for it to grow, needs cash. Remove the cash and you remove the life blood which keeps your business alive.
You have to be disciplined in your expenditure and ask yourself the question, ‘Will this cost add anything to my business?’. Don’t act on impulse; go away and think about every large expenditure. If the answer to the question is no, then you should think twice about spending.
Failing To Make Cuts in Time

Failing to make the necessary cuts to ensure the survival of your business is something you cannot afford to do. If you spot you have a problem do something about it! Don’t sit back and hope things will get better; the chances are it won’t.

If you have product or service which is not performing and it’s costing you money don’t try and dress it up — be ruthless and cut it out. Make your decision quickly; don’t hang about. Not acting fast will only compound the problem.
Depending On a Small Number of Customers

Having a small number of customers is not a problem when everything is going well, but if one or two leave you or fail to pay up on time, then this can cause problems.
If you depend on 3 customers and one of them leaves then you are faced with a 33% reduction in sales. Unless you can replace him immediately you may not be able to cut your overheads quick enough to avert any crisis.

You cannot afford for your business to be held to ransom. Try and diversify as much as you can. Get out there and get new customers.
The same applies to businesses which rely on only one or two products. A shift in public tastes can leave you high and dry with unsold stock and no business!
Not Having a Budget

One good financial discipline is to have a budget. At the beginning of each year sit down and, based on your previous year’s income and expenditure, set new targets. Look to see where you can cut back in expenditure or even what to cut out all together.

Armed with your budget you will have a guide to work to. This will be a second check before you make any large unnecessary purchases.

Having a budget will provide discipline to your expenditure. At the end of every month up date it by including your actual income and expenditure then compare your budget with the actuals. Going through this exercise will give you more focus and what your business is doing. It can help you put things right by highlighting the problem areas.
No Contingency Plan In Place

Bigger businesses need to have a contingency plan for all parts of the business. A contingency plan is basically a plan which answers the question, «What would we do if this happened …?»

What is your «if»? What if you lose your premises? What if your computer goes down?
For a small business the biggest risk is you! What would happen to your business if you fall ill or even die? Most small businesses are totally dependent on the owner. You do everything!

If you are ill enough for one or two months that you can’t work who will see to the customers? Who will get new ones? Who will see to the paperwork? Who will collect the money owed to you?

These are important questions you must answer now. You have to identify someone who could fill in for you if you are to avoid a potential financial crisis. Your next step is to write a manual on how your business works, and outlining all the key processes. If something does happen then at least there is a path to follow!
Not Talking To Your Bank Manager

As soon as most people see a financial crisis looming the person they try and avoid most is t
heir Bank Manager! If they see him walking on the same side of the road they will cross to avoid bumping into him.

The Bank Manager is usually the first person you should speak to. Bank Managers like to be kept up to date with what is happening in your business. They don’t like surprises. It’s when they are kept in the dark they make decisions that can have a major impact on your business.

You must resolve to talk to your Bank Manager the moment you suspect there is a problem. Who knows, he may surprise you by offering to do something to help!
Financial problems can usually be avoided by taking a step back from the business and thinking about what can go wrong. Once you know that, then you can take actions to put preventative measures in place before it’s too late.

How do the Services of a Freight Forwarding Company Ensure Business Growth?

Overseas expansion of organizations is driven by the growing demands of contemporary businesses and the need for globalization. The growth of global economy allows organizations to address to the requirements of clients from different parts of the world. Therefore if these organizations also offer the benefit of quick shipments, there would be a considerable increase in their client base.

We all acknowledge that a lot of time and effort is needed for creation of a good product. In addition, you need to market the product effectively for making it visible to the customers. However your efforts would not bear fruit if you fail to deliver a product to its end-customer. Therefore, it is essential to find a proficient freight forwarding company.

Only a few companies are capable of delivering a package to various international destinations. Moreover, it is difficult to find different types of vehicles in every country. Consequently, freight forwarders are required to have arrangements and contracts with organizations in various areas that form a part of the shipping process.

Generally, the process of shipping a product is not as simple as it appears to be. A lot needs to be done besides loading the freight on a boat or plane. The company that agrees to offer the shipping services would be required to arrange for trucks or other alternatives for domestic transportation. Therefore, they need to maintain an extensive, effective and efficient network of partners.

In order to get the freight forwarding done in a proper manner, you are required to utilize the services of such freight forwarders. Moreover, these companies should take the responsibility for shipment of your freight from original location to the final destination.

Irrespective of the nature of your business, you do not have the time to keep a track of your shipments at every step. Before utilizing the services of a freight forwarder, always ensure that they are capable of handling all these activities. This is extremely useful as it allows you to focus on other important aspects of business like production and marketing. Besides this, make sure that you select a freight forwarding company that also offers risk coverage to you. Efficient companies support their services with an appropriate service level agreement.

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