Записи с меткой «stock»

How To Find Best Stock To Buy Now — Successful Stock Buyers Share Hints

So, you are looking to secure your future, huh? And the best way you believed how to do so is by investing in the stock market. Well, let me tell you something… Good choice! The business of stock trading and stock investing is a very rewarding one indeed, but only if you dedicate enough discipline and hard effort is put into understanding it.

I could chat to you about all of the popular and good stocks to buy out there, but that’s’s just the problem… From my own experience I can say that one of my best stock picks was of a small company back in ’89… Now one of the — if not the most — powerful multinational corporations in the world. I am not going to reveal the organization’s name though, but at the time I purchased them, is was selling penny stocks. It cost be around $0.70 to buy one stock, so I purchased a handful of them.

The Early Years

The first year, my little NASDAQ penny stocks went up around +0.30. That means they were up to $1.00! That was good knows! But I wanted them to go up a little further and then sell them so I could make the difference… To my amazement they fell to $0.90 — something like that.

For the subsequent 10 years the stocks zoomed and I was selling and purchasing and selling and buying… By 1999 they weren’t penny stocks anymore! Their price had gone up to an enormous $50 per stock! What about that! Life was good! And still is… Thanks to that moment!

In Short

What I’m making an attempt to say here is, the best stock to invest in isn’t always the one that’s’s worth hundreds of dollars. Sometimes you have to go for it and take the danger with penny stocks, and often with enough research you know the penny stocks are going to explode some day and make you a real fortune! For more information visit the stock trading book for dummies site.

How Do You Get The Best Of Catering Supplies?

One of the most competitive businesses nowadays is the catering business. One needs to work hard to become successful in this area. There is no doubt that there are tons of competitors in this field and that you should plan out every solution that may help you in decreasing your cost. This is the main reason why you need to get your catering supplies at the lowest cost possible with good quality.

First of all, you may try to find the best deal over the Internet. Since the business is managed online, the cost of management is definitely lower. However, make sure you request for all the samples and make a wise comparison before choosing the right company. Do not rush yourself into getting one.

You are advised to enter a partnership agreement for long term business with your main catering suppliers. With this, you will be able to enjoy special rates from the suppliers on regular basis. You may be able to decrease your cost by getting cheap supplies which are not good in quality, but you may also lose your customers to this point as your service is no longer good. Therefore, it is essential for both cost and quality to be taken into consideration when purchasing your catering supplies.

Determining the quantity of supplies that you need at a particular time is very important. Make sure you have adequate stock on hand all the times to avoid missing out business opportunities. Plan your stocks properly as excess stocks will also cause you problems. You will need to keep those ingredients over a certain period of time. This will eventually decrease your stock’s quality. On to of that, your total fixed cost may increase as you need to have bigger stores to keep your excessive supplies.

These are among the tips to get the best catering supplies as well as to minimize your cost without compromising its quality.

Kroger: Corporate Analysis —-Aarkstore Enterprise

This company profile is a premium company information product offering an unmatched depth and breadth of content. It analyzes the strategic positioning of the company – how the company has evolved and how it has been performing over the years.
Sectional Highlights
— Structure of the organization, partnerships, mergers & acquisitions and recent developments have been examined
— Business segments of the company have been explored alongwith analysis of key products and services
— SWOT Analysis highlights the weaknesses of the company and the threats to which it is exposed; the strengths of the company and the way the company has positioned itself to take advantage of the opportunities
— Business and marketing strategies boosting earnings, brand value and competitive edge have been discussed
— Key financial indicators have been analyzed
— Competitive positioning of the company has been evaluated in terms of sales, profitability and stock performance, as compared to its competitors
Key Benefits
— Provides input for strategic business planning
— Targets business opportunities & risks
— Exploits competitive intelligence
Target Audience
— Investment Managers
— Venture Capitalists
— Management Consultants
— Research Companies
— Other Industry Professionals

Aarkstore Enterprise specialize in providing online market business information on market research reports, books, magazines, conference booking at competitive prices, and strive to provide excellent and innovative service to our customers. We are built on the premise that reading is valuable, capable of stirring emotions and firing the imagination. Whether you’re looking for new product trends or competitive analysis of a new or existing market, Aarkstore Enterprise has the best resource offerings and the expertise to make sure you get the right product every time.

For more information please contact :
http://www.aarkstore.com/reports/Kroger-Corporate-Analysis-3021.html

http://blogs.aarkstore.com/
From:Aarkstore Enterprise
Contact: Neel
Email: press@aarkstore.com
URL: www.aarkstore.com

Keeping Your Small Business Going by Avoiding Financial Crises

Having a superb product, soaring sales and stupendous customer service are undoubtedly some of the things which go into making a successful business. But all of this is irrelevant if you suffer a financial crisis. Without a sound stable financial position the slightest shock can be enough to send your business crashing to the ground.

So what can you do to ensure that all your hard work is not in vain? What can you do to make sure that a financial crisis doesn’t rock the boat or even sink it? Let’s take a look at what can cause these jolts and, more importantly, what you can do about it.
Poor Record Keeping and Administration

Business owners are usually not good record or bookkeepers! People who start businesses are the ones who have great ideas, see a gap in the market or have the personality to sell anything. They are not people who jump out of bed in the morning and say «Great, it’s a VAT and paperwork day today!»

If you are to keep your business on the straight and narrow then you have to accept that there are going to days like this; you can’t avoid it. You must keep records of your sales, your purchases, how much you have, how much raw material or finished goods you hold.

Without these records you will very quickly lose track of where you are. You won’t know:

•    What you have spent your money on

•    You won’t know where your cash is going

•    You won’t know where all your stock is — has someone stolen it? Who knows?
You are effectively working in the dark and this is not conducive to financial stability. So what sort of records are we talking about? Nothing sophisticated. It can be as simple as a book with one page for your income and another for your expenditure. At least once a month total it all up to see how money you have made (I hope!). There’s a saying. ‘The people who keep records are the people who break records’ — so true.

Not Watching Your Bank Balance

Do you know exactly what your bank balance is today? Why is it important? Because if you are going to write a cheque you must know whether you have the money on your account. If you don’t that nasty Bank Manager may just bounce it.

Obviously this can have a negative effect on your reputation; your credit will be damaged and you may struggle to get support from your Bank and suppliers in the future. All because you didn’t check what your balance was.

To avoid this make sure you keep a running total in a cash book of what you have on your account. Why not sign up for Internet Banking? These days all the High Street Banks make this facility available, so there is no excuse for losing track of where you stand.

Poor Cash and Credit Management

Closely linked to keeping an eye on your Bank balance is how you handle your cash flow. There are 3 aspects to this.

1.    Don’t be tempted to keep too much at your home or on your business premises. You could lose it to thieves, fire or flood
2.    If you are doing ‘business-to-business’ sales then you may be faced with having to sell on credit. If so then be disciplined in chasing up any outstanding payments. You can’t afford to be embarrassed about asking for a cheque. If you have agreed 1 month credit, why wait for 3 months? Chase as hard as you can because remember you have your own debts to pay!

3.      You may be lucky to have a period of credit granted by the people you buy from. If they give you one month’s credit, then stick to it. If you decide to hold onto your bills before paying you may be faced with a Solicitor’s letter. Don’t ignore the problem and hope the phone calls will go away  — they won’t!
No Cost Controls

To keep yourself in a strong financial position shop around for purchases you have to make. Compare prices and specifications. Have an upper limit beyond which you will not pay. Always be on the lookout for a good deal.
Spending On the Wrong Things

Running your own business can be a very powerful feeling! You may be tempted to spend on anything but the business — a new car, flash clothes, a new kitchen. Well, you have to look the part don’t you??

During the early years and even when you are established make sure you spend your hard earned cash on the right things. The trappings of success may not be right at this stage of your business life. Your business, in order for it to grow, needs cash. Remove the cash and you remove the life blood which keeps your business alive.
You have to be disciplined in your expenditure and ask yourself the question, ‘Will this cost add anything to my business?’. Don’t act on impulse; go away and think about every large expenditure. If the answer to the question is no, then you should think twice about spending.
Failing To Make Cuts in Time

Failing to make the necessary cuts to ensure the survival of your business is something you cannot afford to do. If you spot you have a problem do something about it! Don’t sit back and hope things will get better; the chances are it won’t.

If you have product or service which is not performing and it’s costing you money don’t try and dress it up — be ruthless and cut it out. Make your decision quickly; don’t hang about. Not acting fast will only compound the problem.
Depending On a Small Number of Customers

Having a small number of customers is not a problem when everything is going well, but if one or two leave you or fail to pay up on time, then this can cause problems.
If you depend on 3 customers and one of them leaves then you are faced with a 33% reduction in sales. Unless you can replace him immediately you may not be able to cut your overheads quick enough to avert any crisis.

You cannot afford for your business to be held to ransom. Try and diversify as much as you can. Get out there and get new customers.
The same applies to businesses which rely on only one or two products. A shift in public tastes can leave you high and dry with unsold stock and no business!
Not Having a Budget

One good financial discipline is to have a budget. At the beginning of each year sit down and, based on your previous year’s income and expenditure, set new targets. Look to see where you can cut back in expenditure or even what to cut out all together.

Armed with your budget you will have a guide to work to. This will be a second check before you make any large unnecessary purchases.

Having a budget will provide discipline to your expenditure. At the end of every month up date it by including your actual income and expenditure then compare your budget with the actuals. Going through this exercise will give you more focus and what your business is doing. It can help you put things right by highlighting the problem areas.
No Contingency Plan In Place

Bigger businesses need to have a contingency plan for all parts of the business. A contingency plan is basically a plan which answers the question, «What would we do if this happened …?»

What is your «if»? What if you lose your premises? What if your computer goes down?
For a small business the biggest risk is you! What would happen to your business if you fall ill or even die? Most small businesses are totally dependent on the owner. You do everything!

If you are ill enough for one or two months that you can’t work who will see to the customers? Who will get new ones? Who will see to the paperwork? Who will collect the money owed to you?

These are important questions you must answer now. You have to identify someone who could fill in for you if you are to avoid a potential financial crisis. Your next step is to write a manual on how your business works, and outlining all the key processes. If something does happen then at least there is a path to follow!
Not Talking To Your Bank Manager

As soon as most people see a financial crisis looming the person they try and avoid most is t
heir Bank Manager! If they see him walking on the same side of the road they will cross to avoid bumping into him.

The Bank Manager is usually the first person you should speak to. Bank Managers like to be kept up to date with what is happening in your business. They don’t like surprises. It’s when they are kept in the dark they make decisions that can have a major impact on your business.

You must resolve to talk to your Bank Manager the moment you suspect there is a problem. Who knows, he may surprise you by offering to do something to help!
Financial problems can usually be avoided by taking a step back from the business and thinking about what can go wrong. Once you know that, then you can take actions to put preventative measures in place before it’s too late.

Learn A Bit More About Fixed And Variable Immediate Annuities

It doesn’t matter if you have a good job, or a very good job, you have to think about the life after retirement. Many people are completely aware of the fact that they should save some money to for a better future. But, many of them never become able to do it on their own. This is the reason why it becomes important to choose a specific financial product. That’s exactly the time when you can think of using the option of immediate fixed annuities.

Today, many people are aware of annuities, but there are few who still don’t know the basic differences between a fixed and a variable annuity. In case you are also one of those people, here is what you should know about the both types of annuities.

In a fixed immediate annuity, the underlying investments will always be fixed. It means there will be no change in the rate of return. A fixed rate of interest will be associated with fixed annuities. This is more like a bond type of investment. This is the biggest difference between the both types of annuities.

On the other hand, you will always find a variable rate of interest with variable annuities. It means your return may change over time. It is due to this particular feature of variable interest that you can take it as a stock type of investment. In this type of investment you might see some fluctuations in your returns and that’s exactly like you see when doing business in stock market.

Due to this basic difference, you can find these annuities offering different types of benefits. For instance, when you opt for variable annuities, you can put money away today to enjoy certain tax related benefits. This is not a possibility with fixed annuities. But, it is also crucial to mention that variable annuities will always be more expensive than fixed annuities and this is due to morality and expense charges.

Now, after going through this information, it is obvious to get confused when making a choice about any one of the annuities. But, if you are confused, you should take some time to determine your exact needs and requirements. This is the best way of making an informed decision. Also, you should take your expected life span into consideration to get to a conclusion. For instance, if you are worried about outliving your assets, you can choose the option of a fixed immediate annuity.

It is so because this type of annuity starts paying right away and provides you with enough money to deal with your daily expenses. In case of variable annuity, the insurance company lets you enjoy your money in future, and don’t offer the luxury of using your money right away. So, if you think you can not wait to get a regular stream of income, you should go with fixed annuities. But, think twice before making any decision.