Реклама
Свежие записи
How to start a new businessHow can you choose the right shopping cart solutionHow to make quick money onlineHow to use your blog to market your businessLas vegas criminal attorneyLegitimate work from home jobs — what are the advantages of home businessesHow to increase roi on people development investmentsIncrease income — 7 quick tips how to prioritize and tame those ideas spinning around your brainLeasing office space: in agreement with your landlordKeyword elite the absolute truthLet online market help you these holidaysHungary upstream oil & gas fiscal regime: 2010-aarkstore enterpriseIs the best solution is to have inbound links for important sitesIbm thinkpad t40 uk new brandInfo bankruptcy and debtsIs good customer service going to the dogsHow to get wholesale coogi juniors clothing at affordable pricesJavafit – potential business opportunityHow to successfully be your own boss, easily and fastLearn how to recognize some of the signs that your job may be in dangerHow gaming has changed: machinima filmmaking todayHow to find the right scissor lift to improve your businessHow to choose time tracking softwareLcd tv led will replace ccfl2 future trendsHow high is your business passion for successHow does it take to be a true lover onlineHow to become an effective leaderIs a boat rental club right for youKbr, incInnovation makes custom computers a wise choiceHow to write a proper resume and blow the competition out of the waterHow to make money through the power of your voiceIt all has to match if you want to create the ideal businessIs it legitIs your business ready for making and listening to podcastingKey characteristics of successful entrepreneursHow to connect the 2d data matrix scannerIntroduction to epoxy garage floor coatingsJobs in the aviation industryHow to find out low-cost auto insurance coverage planHow to select a professional web, graphics and sign designing companyHow amazon works how do they make moneyHow to market your business the right wayHow to build an affiliate marketing websiteIncreased popularity of furnished rental apartmentsKeeping the meeting monsters at bay — preventing personal attacksHow to answer more calls with 0845 numbersHow to keep your skin clear using black skin care productsImportance of online presence for businessesInterview transcriptionLearn from the great success stories in businessHow to get the most from buying and selling used medical equipment onlineHow to make the switch to booth rental or salon rent a chairKnoxville real estate | looking beyond the market for real estate adviceLatest trends in website design can boost your promotional effortsInvest in high quality discount diamond engagement ringsHow to flip a house and be financially independentInternet marketing is necessary to successful web sitesLearn the easy way to generate quality trafficLearning eighteen simple ways to save money on your carIndigestion therapy area pipeline report—aarkstore enterpriseHow much information to give-a-way in your information productsIndustrial suspended ceilingsHow are ball bearings madeJob interview successHow can local seo benefit businessHow to cultivate lists to help you pick up propertiesHow to use it technologies to improve your businessHow to choose a collection agency — part oneLearn when it is important to use payday loansIt workers hit hardest by offshore outsourcing, survey findsHow to make your email marketing less like spamInternational phone numbersInternet flower deliveryHousekeeping, housecleaning, maid service, house cleaning, cleaning services, maidImportant features of business improvement programsHow to use a hosted dialer to increase sales capacityInvestors find help in tough real estate marketHow to find best stock to buy now — successful stock buyers share hintsHow printing products can help your businessInteractive digital signage: leverage the novelty of cutting-edge technologyKeeping business gifts on a professional levelInvenergy llc — alternative energy — deals and alliances profile—aarkstore enterprise market research aggregationHow to choose the best cribs and crib beddingsId card software offers you controlHow to expand your salesforce without hiring anyoneInnovative way to overcome «we have to think it over»Information on paid surveysHow you can find melbourne airport transfersHow to use digital signage to reach college studentsHow blogging can help your enterpriseHow to cold calling without a "pitch" — make your cold calling about them, not about youIvybot review — ivybot scamHow to take an idea and turn it into tangible merchandiseT199 dual sim wifi java tv iphoneHow different personalities deal with changeLa mercIs transcription truly a work from home jobHow to get a home buyer rebate or flat fee mls listingInformation about professional recruitingHow to make money online cheaplyHow to choose a location for a new hotelLandscaping, tips, tricks and the prosLead generation tipsHow you play online casino crapsKeeping your small business going by avoiding financial crisesLaptop battery- an indispensable component for your laptopInsurance for businessHow do you get the best of catering suppliesHow to play the aluminum foil prank on a coworkerInspired by nokia 8800 siroccoImportant tips for buying an area rug onlineHow to get repeat sales on ebayHow many types to prevent acne scarringIs your red website costing you some greenIs national certification worth itImplementing photo id badges for improved securityHow-to define the scope of a project managementHow can i accept credit cards at my mobile businessInternet marketing: how much computer savvy is necessaryHow to sell your home with owner financing the right wayHow to locate wholesale propertiesInternet and technology forums plays important roleHow to make money with online affiliate marketingHow to build your business using video marketingInvesting in foreclosures successfully in a changing real estate marketHow to buy a restaurant for sale – tips and considerationsJet planes can travel faster than soundIdeas for recession resistant home based businessHow to choose a toddler travel bedHow to recycle old kitchen appliances and fun ways to use them in decorationHvmm 2010 — how are they going to pull this offIt’s time to see light in the right lightInternet marketing tactics for these tough times ( from google and meHow does your direct mail pullHow do long lease letting schemes workHow to set up fixings in dried up lining dividersHow to hire a reputable painting contractorInternap network services corporation — financial analysis review—-aarkstore enterpriseHow to choose the right event plannerIntegrated lead generation – use multi-channel approach for marketingImportance team building training companiesHow to find the best forex ea systems and reviewsHow to create a traditional christmas tree for your work christmas partyHow to make a lot of money fast with proper guidanceLearning more about ring gagesEconomy relies on aerospace and oilInterim resources londonHow to avoid appraisal problems in the sale of your homeIndia paves the way for fast-track growthHow can outsourcing live chat support service increases salesIs commercial real estate a wise investmentInvesting in single family homesInitial organizing for retirement investment is wiseKitchen cleaning specialists in bristol, helping you to maintain your ventilation systemsHow to organize your residential lease agreementJohn cHow can i investigate somebody's criminal history via the internet at no cost at allHow can a virtual business help me survive the recessionHow to install fixings in dried up lining surfacesLegal offshoring: india’s pieHow to achieve goals with moneyHow to avoid the killer errors that get your resume shreddedInvestable surplus: dealing with the extra bucksHow companies go about offering students college jobs and conduct college recruitingIncome tax-filing informationI’m an insolvency practitioner and i’m here to help youHow to network with impact»How can i obtain someones information by ss# over the internet cost-freeHow to car for your car wrapHow to pull off a successful pr eventIs an llc your best optionHow to start your qwn businessHouston tax cpa preparer selection:choosing the best tax preparer for youHow to properly care for your poolHow reverse phone lookup services have evolved over the yearsHow texas assesses property taxesHow do the services of a freight forwarding company ensure business growthJackson hole homes/real estateHow to go about selling your house through internet estate agentIs their a way to look at peoples criminal records on the internetIs retail a dead-end jobHow outsourcing will free up your time, guaranteedHtc t5353 wifi gps touch screen cheapest smart phoneHow to choose document scanning companyHow to buy international phone numberIphone a500 dual sim dual standby tv iphone from agoodicJudicial & non-judicial foreclosure in tennesseeHow to joint ventures to get traffic to websitesIndustrial air compressorsHow to bring down your home insurance premiumHow to use superfloorcenterHow to be your authentic self in businessIntroducing a new auction site to buy and sell used laboratory equipment and used medical equipmentHow to determine the owners of an alberta companyHot shot legal departmentKnowing the good custom notepads from the bad onesIndian importers and exporters promote small scale industriesInbound call center: email and chat supportHow to get double interest on your savings accountHow to turn one-off customers into long-term clientsImportance of banners:Indian smes boost business in bahrainIf you can't beat them, why not buy themHow long do short sales takeIs it time for a high-volume merchant accountHow do i find criminal background for free online to see peoples pastWith the development of technology and the appearence of business china mobile phone ,it is very easy to wokr in different places,and the working efficiency has been greatly improvedJanitor equipment – x mistakes when buying janitor equipmentInexpensive advertising tips for online businessesKnow more about pairs trading and stock trading software at pairs tradeIq consulting services as channel partnerLamination sensation: enhancing your documents with laminatingHow to make money during summer without breaking a sweatHow to make money from the thing you loveI love china shoppingHow do you pay the rent when business is slowImprove your eyesight naturallyIndustrial lubricantsHow to schedule workflow for profitHow can you tell the difference between a good tree service provider and an average oneHow to start your own baby food business part #6: manufacturing vsJob search ideasIncrease your online income with easeHow to working of joint ventureKnow the ins and outs of prepaid legalLaw firms offering business registration and new company incorporation in indiaHow to run a conference callHow to start a business and still be there next yearJinhua city, camellia has a newHow to throw out your cold calling scripts — five ways to be yourself again in cold callingHow to handle the occasional oop-seeHow to bet on sports bookHow to create a compelling executive summaryInstant decision bad credit loans: easily solve fiscal constraintsHow to become a private investigator in 8 easy stepsHow to generate business for your auto body franchiseHow to draft a sample loan agreementHydroponic nutrients help your plants grow big and strongHow we started mining uraniumIs your investing a business or just a hobbyJust look for exotic hotels of londonJoint venture promotion deal with other businessesHow to get high distinctness exactness test equipmentsLessons from ups: beating a bad economyHow select the right hotel facilities will help to make your trip more pleasurableI was scammed 37 times, don’t get scammedJohn wood group plc — oil & gas — deals and alliances profile—aarkstore enterprise market research aggregationIn pursuit of miller’s landscapeIncrease trading day profits with forex softwareHow to raise your income levelIs john reese's outsource force a scamLeadership is a daily conversationLeaflets printing – design your own leafletHow a structural drafter can help you in engineering projectHow you applying for a car loan onlineCb predators (clickbank predators) by chris fox and jerome chapman is a very interesting piece of softwareHow factoring and invoice finance can help your businessLadder inspection – how to assess safetyInternational trade and import & exportInternet business resources – 3 tips to use small and home based linksKroger: corporate analysis —-aarkstore enterpriseHow to ensure smooth moving relocationImportance of executive summary, vision, and mission statement, in a business plan:Its weight in goldKnow how canadian pardons can get you rid of your unjust criminal recordsHow to launch your business success anewHow to get an iso ohsas 18001 accreditationHow to open a coffee shop — marketing for successLearn how to get free ads and publicityKnow your business inside and outHow to find good personal injury lawyerHow business directory can be helpful to increase businessImprove business productivityIncreasing your internet marketability with austin seoIndia web developmentHow invoice factoring can solve cash flow problems for your businessLearn a bit more about fixed and variable immediate annuitiesHow to print an ebook in a booklet formKicking up storage for the home and office into overdriveHow to get successful all the website traffic you want with no effort at allHow to skyrocket your sales this yearHow to improve the look of your garage floorHow to sell fitness (a guide for personal trainers)How to start earning money from home with a simple easy home businessHow not to plan your company’s future — five common mistakes when identifying customer needsImproving business with corporate and executive giftsLetter to young managers…Hottest vending machine home based businessesLasik eye surgery – pros and consHow to remember about construction contractHow the rich get richer and how you can get richer tooJoint ventures- suggestion for co sponsorshipHow soon can you expect to make moneyHow to find a fundraising auctioneer for your charity auctionIf your home business fails you need a plan of actionLearn about uk online tradingHow to manage online business directory with liquidatorsHow to create loyal and promotable staff by freeing up more of your own timeHow unique business cards can better your small businessHow to find the ideal conference venue for a successful conference eventHow to welcome christmas-v9000 new 3g sciphone touch screen is goodIs there really such a thing as free plrInternet marketing – how to get startedHow to do a preliminary fraud investigation within your own businessHow to find a really good cosmetic surgeonHow to pick a pc satellite tv vendorHull city guide, including hull hotelsHow to earn huge profits from las vegas distressed properties auctionsHow to select the perfect team to create perfect motion graphicsIf it looks like a pyramid and acts like a pyramidImugene limited (imu) swot profile—aarkstore enterprise market research aggregationIrreplaceable product testing solutions- gainHow to maximize your trade show exhibitLearn lucrative consultantImmtech pharmaceuticals, incHow a joint venture mentor can help you create your own successful jvInternational finance–“source one international”– (carry trade unwinds)How to make it in an online businessKey to success with google adsense is the placing of adsInstruction to use mig welderHow to get more responses from your brochuresInformation technology services in pakistanKnow about online business degree schoolsHow image editing companies like sbl faced new yearKamisori shear set and their advantagesIt’ll be all right on the nightIdentification badges offer security and moreInternet sourcing and the online marketHow do i lookup somebody's records by ssn online totally freeInvestment gobbledygookHow to write business plans that workHow to start a tanning salonHow to stop spinning your wheels and fully enjoy your businessHow to be a successful logo designerIndia a big trade mart for the automobile sectorIvybot review : is ivybot a scamKeep street dirt outside your business with entrance matsIs a position in the medical writing industry for youIso 9001 — when are we readyKindred healthcare, incHow to save money the best wayHow to make cold calling enjoyable and profitableHow to effectively communicate with your bossKeep your home fresh with natural carpet cleaning, virginia organic dry carpet cleaningHow to avoid hiring a bad property management company in the ocLebanon power market outlook to 2020—aarkstore enterprise market research aggregationHow you can save on energy business dallas texasIt is widely known in the business that people love to buy but hate to be sold toI am dreaming of a tropical christmasHow to maintain sales motivation in an uncertain economyHow document management can help any business emerge from the chaos of too much paperworkHow to decide on the right home based business to make a ton of money onlineLearn to earn extra money at homeIf you own your own website, the chances are you are looking for a quality traffic software script that will generate lots of targeted traffic for your pages

How to use a hosted dialer to increase sales capacity

How To Use A Hosted Dialer To Increase Sales Capacity

Every company that works with different kinds of sales would be able to reach a better result if they had a hosted dialer in their office. There are many reasons why this is an effective solution and one of the main reasons why this works so well is that it helps every person who works in the company to make many more calls to potential new customers on a daily basis.

A hosted dialer is something that every call center should invest in as soon as possible. Statistics shows that this solution helps every co-worker to make 350+ calls every day, which can be compared to 80 calls which is usually made when a co-worker has to call manually.

More leads usually means the company will get more sales and that is exactly what any company wants and needs to make the business run smoothly.

Another reason why a dialer is a good thing to invest in is that there is a predictive dialer available which predicts when you should call and who you should call in order to reach an increased number of sales. This is a great way to earn more money without having to hire more staff.

This solution also offers a possibility to respond to all leads much quicker than you’ve been able to do before. This will of course make your company look like a good alternative and the result will be many more sales eventually.

The best thing you can do as a company owner is to give this a shot. You can use a free trial if you would like to try this out before you buy it. As soon as you’ve seen with your own eyes that this actually works very well you can order your own hosted dialer for your company and watch increased results quite quickly.

There are many dialing tools to choose between and the best thing you can do for your business is to take a look at them all and decide what will be the most effective one for you and your situation. Whether you’ve running a big business or a smaller one this might be what you’ve been looking for.

Increase the daily number of calls right away and watch the number of sales grow right away. This will help owners of small and big companies save time as well as money and it’s easy to teach the co-workers how to use it.

Information about professional recruiting

Information About Professional Recruiting

Recruiting good employees can be difficult for a small business. It sometimes seems that you are stuck in neutral. You just seem to go through one employee after another. So what kind options exist for your business? Here are four ways that you can approach the problem besides placing another classified ad in the paper or resorting to a help wanted sign on your door.

The first method that you can try is a recruitment agency or professional employment agency. We’re not talking about a temporary labor firm but an actual staffing firm. These companies actually have a pool of potential candidates for you to choose from. People that are looking for permanent positions. The agency receives a resume from them and conducts a brief interview. Then they try to match the candidate to an employer. The employer has already said what the position available is and what kind of applican they are searching for. Once potential candidates are identified they are then sent to the employer’s jobsite for an interview. Then both the candidate and the potential employer can determine whether they think this would be a good match for them.

The next method and also the newest way to recruit help is to use an online service. Usually such websites will feature a job board where employers for a fee can post openings within their businesses. Also candidates can upload their resumes in the hopes of attracting a potential employer. The employers also for a fee are able to search through these resumes to find qualified candidates for their job opening.

Now we have the headhunters. If you are a small business owner this resource should only be used as a last resort as it can often be extremely expensive. So what do headhunters do? Well they hunt down the talent that your business is looking for. Usually they find that talent working for another company. Once they’ve identified potential candidates for your business then they will work to recruit them for you. Headhunters also work with your candidates to prepare them for your interview and negotiating their salary. But headhunter fees can be very high often up to 30% of the candidate’s annual compensation.

The final method usually only applies to larger companies that are trying to recruit new employees. They can use in-house recruiting. This method consists of using their own human resources departments to coordinate multiple efforts such as employment agencies, online services and running their own classified ad campaigns.

Not every method will be appropriate for your company. Many factors will determine what route you will need to follow. But these are some of the choices your business has available to it. If you decide to use an outside agency then you’ll need to research them carefully. Some will specialize in certain types of workers and the fees will vary. But if you have had trouble in the past finding qualified candidates for the jobs you have available then these options might help in your search.

How to write a proper resume and blow the competition out of the water

How to Write a Proper Resume and Blow the Competition out of the Water

Learning how to write a proper resume will give you a well designed and effective marketing tool. Resumes written with the hiring manager in mind can greatly improve your chances of landing that that dream job. So how do you make sure your resume is top notch and bullet proof? This short article on how to write a proper resume details some of the most important areas you need to consider if you are going to leave the competition for dead!

Many people start writing a resume thinking the only purpose is to produce a document that will land them a job. This approach usually ends up in a long winded life history of the applicant and makes them look like they are desperate for any job on offer. What you need to remember here is that the main objective of your resume is to land an interview with the company. If the interview goes well, then hopefully you will land the job. Your resume is a doorway to the interview.

The key to a successful resume is making it interesting to the reader. Hiring managers like things they are familiar with, especially resume formats. The reader will be in a hurry and will only scan your resume, so it is important to get your strengths at or towards the top of the resume. Make sure your resume is focused and connected to the initial job application. Show the hiring manager you have ambition and ensure your resume gets this across when you write it. Having ambition will give the employer an idea of where you are planning to go with your career and what you aim to achieve when you arrive. Connect your skills and attributes to actual job experience, as this will support what you are writing in your resume and give the reader something tangible about you to further consider.

It is vital that your resume be tailored for each job you apply for. There is nothing worse that a generic resume and these types of resume are easily found by an experienced reader. Whilst it can take time and effort to keep rewriting your resume for each job you apply for, if you don’t you will be greatly reducing the chances of getting an interview. In the end the whole process will more than likely be a total waste of time. There are some very good products to help you write your resume and save you time when you need to rewrite it for different job applications.

Learning how to write a proper resume isn’t difficult, so long as you think and plan ahead and tailor it to the job you’re applying for.

Iq consulting services as channel partner

Iq Consulting Services As Channel Partner

Scott Smith, President and Chief Executive Office of TGI, said, «We are very pleased with the addition of IQ Consulting Services to our Platinum Partner program. IQCS’s experience in the plastics industry and in WMS software solutions will truly compliment our partner program and will add a significant amount of knowledge to our sales and implementation teams.»
Technology Group International (TGI), a leading software solutions provider, today announced the addition of IQ Consulting Services to TGI’s channel partner program.
IQCS’s team specializes in providing manufacturing and distribution related consulting services for the automotive, plastics, and life science vertical markets. The company has significant consulting expertise in areas ranging from lean manufacturing and business process reengineering to data collection, ERP and WMS implementations. IQCS will serve as a Platinum level partner for TGI and will manage a territory within Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, eastern Pennsylvania, and Vermont.
«We set out to find an ERP solution to support order to cash integration, and specific industry requirements for small to mid size companies said Steve Crapser, President and Chief Executive Officer of IQCS. After careful review, TGI was our clear selection. We thought TGI offered the best price performance value to their client base. The system offers Enterprise level functionality at a price geared to our market segment. We are excited to be able to offer these same benefits to our client base.»
About Technology Group International, Ltd.
Founded in 1990 and headquartered in Toledo, Ohio, Technology Group International is a proven technology leader delivering Tier 1 application software functionality at a price performance level that can be readily accepted by organizations of all sizes. Specializing in software solutions for small and mid-market manufacturing and distribution companies, TGI’s integrated Enterprise Series software suite is a complete business process management solution. The product offering includes Enterprise Resources Planning (ERP), Manufacturing Resource Planning (MRP), Supply Chain Management (SCM), Warehouse Management System (WMS), Advanced Planning and Scheduling (APS), Decision Support System (DSS), Business Intelligence, Manufacturing Execution System (MES), and eCommerce. TGI implements, maintains, enhances, and supports its packaged distribution and manufacturing software solutions directly and via its channel partners.
About IQ Consulting Services
IQ Consulting Services is a solution provider headquartered in Holliston, Massachusetts and has been providing technology expertise for small to mid size businesses since 1999. As a total technology solution provider, IQCS helps their clients’ plan, design, install, integrate, and implement ERP, warehouse management systems, supply chain management, bar code and EDI Solutions. IQ Consulting Services adds value through their real world experience and in-depth knowledge of technology solutions.

Investment gobbledygook

Investment Gobbledygook

There are no orphan shares …
istock_000009147687xsmall
A lot of what passes as serious investment commentary is simply «gobbledygook» i.e. nonsense or drivel. It defies share market realities and is at odds with the philosophy that markets work.

Yet, unfortunately, some of the people and organisations generally regarded as finance experts are the main proponents of this gobbledygook. Let’s consider a couple of examples.

In a recent article in the «Sydney Morning Herald», a private client adviser of a major stock broker explained why the share market had fallen for the past three days, after a period of strong gains, as follows:

«I think it comes down to a bit of profit-taking. I guess the market is acknowledging we’ve had it pretty good for the last couple of months and it’s time to take a breather.»

In a similar vein, the finance reporters on the evening television news will often attribute a rise in the share market, after a period of weakness, to «bargain hunters» taking advantage of lower prices. Sometimes, more glibly, since they believe they are stating the «bleeding obvious», they will explain a rise in the market as due to «more buyers than sellers».

But all these types of comments overlook one indisputable share market fact. That is, for every buyer, there must be a seller – there are no orphan shares. So if a seller is «profit taking», what is the buyer doing? Or, if the buyers are «bargain hunters», what does that make the sellers?

Share markets do not move because of the weight of buyers or sellers. Rather, they respond to changes in expectations of the factors that drive share prices i.e. expected profits and the discount rate used to convert those profits to today’s dollars.

Lower current share prices compared with two years ago almost certainly reflect lower expected company profits. And, perhaps, a higher discount rate (or expected return) to entice investors to take the necessary risk. It is not because investors have «fled» share markets as is often suggested in the financial media. Because, in aggregate, they simply can’t.

«The Arithmetic of Active Management»

Another prevalent example of investment gobbledygook is the claim that depressed share market conditions are best suited to active, stock picking investors as opposed to passive investors who simply hold share portfolios designed to replicate the market’s overall performance.

Since the share market peak of November 2007, hardly a day goes by without a financial journalist opining or quoting some stock broking source that «it’s a stock pickers’ market». No proof is provided. It is simply asserted.

We recently received an invitation from a major financial institution to a seminar to hear three prominent active fund managers present on why they believed they would outperform the overall share market in these difficult times. The invitation explained:

«At the peak of the bull market most fund managers were able to produce strong absolute returns with ease. Moving forward active management and fund manager skill will play a far greater role.»

The implied claims appear to be:

1. now is a good time for active funds management; and
2. you can pick the most skilled active managers.

A response to Claim 2. will need to be the topic of another article. However, in summary, the best available research suggests it is very difficult (some say, impossible) to distinguish luck from skill.

But rebutting Claim 1. doesn’t require research – simple arithmetic will do. The essential message of Nobel prize winning financial economist, Professor William Sharpe’s classic 1991 paper, «The Arithmetic of Active Funds Management», is that:

* since active and passive investors make up the entire share investor universe; and
* passive investors earn the return of the total share market less their relatively small costs

it follows that active investors, in aggregate, must also earn the same total share market return less their relatively high costs.

This will always be the case. There are not good times and bad times for active investors, compared with passive investors. In our view, given the higher costs of active investment, there are only bad times!

The moral of the story …

Often, in investment markets, propositions that sound plausible, and are being put forward by people or organisations with apparent expertise, prove to be total bunk when subjected to appropriate scrutiny.

As a smart decision maker, serious questions you should ask yourself are:

* do I have the knowledge and wisdom required to distinguish between often self serving investment gobbledygook and the opinions and research of the world’s leading financial economists and behavioural scientists;
* if not, is it the best use of my time to acquire that knowledge and wisdom;
* what are the costs, risks and foregone opportunities of not accessing that knowledge and wisdom; and
* am I prepared to accept those costs, risks and foregone opportunities?

Receive monthly notification of new articles by signing up to our Smart Decisions blog now.